How does the conveyancing process work?

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So you’ve found a lawyer using our quote service. What happens next? When you buy or sell a property, it can often be tricky working out what the conveyancing process is. The conveyancing process involves 3 stages.

Appointing a Conveyancing Solicitor

Stage 1 is the work that is carried out once the lawyer has been appointed. A letter of instruction is filled out so that your lawyer can get all the information that’s needed by using your authority. The searches are carried out at this stage. The title deeds and any leases or other documents will be looked at in details to ensure that they are free of defects, and draft contacts are looked at to make sure that all of the important things are covered. This stage can sometimes take a long time because it is vital that everything is done properly.

Exchange of Contracts

The second stage is the Exchange of Contracts. Before this stage, the sale is not binding, so you can pull out of the sale if there are problems which cannot be fixed. Once you have signed the contract and it is exchanged with the other side, the sale is legally binding and you cannot get out of it. You will also sign a document which sets out what fixtures and fittings will be part of the sale, you will sign the transfer deed, and also the mortgage deed. You will have to pay the deposit on the property at this point. You will also be given a completion statement which sets out how much you are buying the property for, what the stamp duty costs will be, and how much is outstanding for you to pay. You should take out buildings insurance to start from the date of the exchange of contracts.


The third and final stage is Completion. A completion date is included in the exchanged contracts. When you get nearer to the date, your mortgage company will send over the loan money to your solicitors to keep hold of until Completion. There may also be final searches to be carried out. On the completion date, the outstanding monies are transferred over to the seller’s conveyancer, the stamp duty is paid, the transfer and title deeds are given to you.

You are then handed the keys to your new home. Congratulations! You now have a new property!

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